@ masterb56: You can always press Transfer to Payable account on whichever day to make it go to that area and then request for payout (that's if you make say 20 dollars/day) - Latest would be ~Sunday but then you need to be able to press "Payout" before our Mass-Payment is going out.
@ G33K: Most likely will be approved soon unless your earnings are dodgy.
@ kestasv: You haven't transferred the $$$ to the Payable area. OR you haven't confirmed your email yet.
@ Jokerko: Yes, it will get there eventually
@ ttexta: No you would not.
@ mrsandvik: Correct. Getting checked before the $$$ goes to Payable area is when we check for fraud. After it goes to the Payable area we will no longer check it.
@ Cloudshadow: No need to worry

...To your second question: Pretty high still.
@ saninokia: Moneybookers, no. Alertpay, maybe. We're filling out forms.