The answer depends on which type of wallet you're looking for.
There are two types of wallet:
hot wallet are free to use wallets that in on the device that is connected to the internet, these wallets are more convenient and easy to carry out transactions but are more vulnerable to hackers who could theoretically reach your crypto over the internet.
cold wallets are hardware wallets that cost money and is disconnected from the Internet. While there are ways to do this yourself, hardware wallets come preloaded with software and other usability and security features that make the process smoother.