1. Payo

    Payo Member

    Aug 19, 2017
    Hi WJ!

    My name is Zain and I'm the co founder of a company called Payo.io

    I've created a thread here for Payo to offer support to our users.

    We are a payment processor that operates in over 130 countries around the world and we offer instant online payments & withdrawals.

    Fees are as low as 2% + $0.10 for sending and receiving money.

    I'm super excited to announce our new promotion: Sign up and receive $10 credit to spend as you wish at any one of our merchants online.

    If you have any questions, or would like to know more about Payo please reply to this thread or simply visit Payo.io and speak to one of our friendly consultants via our live chat feature.

    Looking forward to hearing from all of you!
  2. vintagepornba

    vintagepornba Banned Banned

    Jan 30, 2017
    Do you provide credit card billing options for merchants to use payment links on their websites?
  3. Vip-Keys

    Vip-Keys New Member

    May 29, 2013
    I'm waiting my money from 31th of August..

    Added after 2 Days 6 Hours:

    Finally I've got it, but I've spent 20 days to make it clear and lost aproxx. 10% on BTC rates and fees (request 1000 usd - 899 usd was received to bitcoin)

    and you can request only 90% of your current balance
    Last edited: Sep 20, 2017
  4. PremiumGroup

    PremiumGroup Active Member

    Jan 18, 2016
    Scam Alert: Be careful with Payo.
    We ( digitakio, filesharingshop, keyinstant, premiuminstant ) have lost ~20.000 USD with their bad service.
    And Payo still do not pay us.
  5. Payo

    Payo Member

    Aug 19, 2017
    Your account is in a negative of $3000+. All you withdrawals were paid. Unfortunately you received chargebacks and now your account is in a negative. The refunded transactions were emailed to you.
  6. PremiumGroup

    PremiumGroup Active Member

    Jan 18, 2016
    You have sent the refund for all transactions, you cheated all of us. All of your clients have the same issues: Filejoker, Novafile, Premiuinstant, Keyinstant, Filesharingshop, Digitakio,....

    That's your problems and you deliberately blames us. ( that's why your service is offline for 2 weeks )

    We asked you to give us the list of customers who have opended the disputed but you DONT.

    "Your account is in a negative of $3000+. All you withdrawals were paid " => Haha cheater... we did not received any payment from you and our blance is still in a negative. You have updated the status of payment to "Completed" but you did not sent the payment.

    Scam alert to everyone: Be careful with Payo. You will lost your money. Payo is scam gateway
    Last edited: Dec 1, 2017
  7. keyinstant

    keyinstant New Member

    Dec 1, 2017
    Payo is the biggest scammer of the year.

    They have not paid for my requests since 2017/11/08

    We have very strong reason to believe that this company is being managed and run by a former employee of Qwikpay, Jarrod de Lange, and is in fact a fraudulent front used to process credit cards for online business, with no intention of sending these funds back to their clients.

    This is a scam that has been used before by Jarrod so please be vigilant and aware of such possibilities.

    As a courtesy warning from us (keyinstant, digitakio, filesharingshop, premiuminstant) we implore you - please do NOT engage in any business activities with payo.io
  8. Payo

    Payo Member

    Aug 19, 2017
    Are you sure about that?

    We can post your btc withdrawals here for everyone to see that you have been paid.

    Your last withdrawal was cancelled because your account was in a negative. How can we send you a $4000 payout if your account is in negative $-3848.81

    If you have a negative balance we clearly cannot send you a payout. This should be common sense.
  9. PremiumGroup

    PremiumGroup Active Member

    Jan 18, 2016
    We will ask some company go to this thread to confirm that you are scammer. We lost 5000 USD with your scam service.

    We have ~ 4200 USD withdrawal requested and ~ 600 USD on blance. Total ~4800 USD, but now our blance is
    $ -2553.31.... You mean 4800 - 3848 = - 2553 USD?? You are so smart. Lol.

    You scammed us at least 1000 USD by now.
  10. Payo

    Payo Member

    Aug 19, 2017
    Your account balance is


    Your customers were refunded. Should I post the refunds here to prove that they were refunded?

    Please check your facts before posting here again.

    First you say you lost 5000USD with our service, then you say we scammed you for 1000USD?

    Contact your customers and ask them if they received their refunds. We will send the refund info to Wjunction admins and have your account banned for calling us a scam when you clearly haven't been scammed. You got chargebacks and we have to comply with chargeback policies.

    Every chargeback is charged at $15. So take that into consideration.
  11. PremiumGroup

    PremiumGroup Active Member

    Jan 18, 2016
    More other clients will come here to confirm that. You are scammer, we lost ~~ 5000 USD with your bad service. Your service has issues so now you deliberately blames us. You did not sent us the list that we want, you sent us the refunded list ony.. And we did not know what happen with us ( all of us ). We only got information from you with no proof so We do not know who have opended the chargeback to confirm with them.

    You just wait.
  12. KatFile

    KatFile Well-Known Member Affiliate Rep.

    Oct 9, 2016
    Yes really they are SCAM WE lost between $2500~ $3000
    This is their method, when its payout's time they send email that you have more chargeback,In case,they refunded some customers themselves .so they didnt send money and keep it !!! after that cancel withdrawal.
    we work more 7 months with Qwikpay without 1 chargeback but they after 10 days said more 40 chargeback hahahaha . when we send email to customers that why you open chargeback , customers said never open chargeback and when I saw they are scam we said refund all transactions .

    So this was so bad experience for us .we hope they go to hell
  13. Payo

    Payo Member

    Aug 19, 2017
    As I explained to you many times before, if your chargeback/dispute rate is over 15% we are entitled to refund all your transactions to avoid more chargeback fees and cancel your account.

    Your customers were refunded so clearly we are not a scam. We didn't keep 1 cent of your payments to ourselves. All money was refunded.

    It seems that you have no concept of how payment processing works. There is a huge risk to us if you receive 15%+ disputes. So we chose to refund all your transactions and not continue working with you.

    I can't explain it any more clearly.
  14. PremiumGroup

    PremiumGroup Active Member

    Jan 18, 2016
    Keyinstant.com confirmed that Payo are scammer.
  15. mervinlasting

    mervinlasting Well-Known Member

    Sep 16, 2017
    Why you do not use only Webmoney with Visa, MC to process credit cards?
    I think only a trustable big company would offer great support and reliable service.

    Otherwise some payment gateways would scam.
  16. chingy

    chingy Well-Known Member

    May 8, 2008
    payo scammed many other hosters and nobody is using them anymore
  17. Vip-Keys

    Vip-Keys New Member

    May 29, 2013
    we confirm - payo.io is a scammer!


    no replies, no answers.. no chargebacks..

    but we have a lot a complains from our customer (card was charged buy we did not receive money)

    this company should be destroyed! DO NOT DEAL with them!
  18. Falker

    Falker Member

    Dec 18, 2017
    This is the first time I have heard the news , .

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