They are probably aware that there are people using their system for illegal purposes and thus are trying to distance themselves from the US where many takedowns can occur. Or simply put they want to make their own rules outside of US banking law. Which all banks are required to abide by.
Americans can use web money lol, you just need to put a Canadian address to get to the 5,000 rubles limit and then a Canadian phone number for the 15,000 rubles limit, to get to the 300,000 rubles limit your out of luck unless you can get citizenship in another country from your parents or grandparents and use that to verify your account after you get a passport from that country.
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