I don't have any experience about disputes, but overall Payza support helped me a lot of times and really fast. They also have online chat available (in the working hours).
They are quite fluctuating. I cant be sure of dispute but for account related issues(account support,verification) they seem to be quite slow. Live support is there but is worthless as they say wait xxx days for ticket reply.
The only reliable but irritating Payment mode is Paypal. It's now hard to get hold of but Payza is good alternative if you have a good communication with them. As of now i vote for nothing.
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