Hi Jungle,
It is very simple. In order to use FileShoppe (and recieve funds), you must have CarrotPay.
Whenever you upload your digital product (file), you input your CarrotPay merchant ID, which tells us where to send the money when the customer (downloader) pays.
As the payment is made DIRECTLY to your Merchant account, there is no need to wait for payouts from us. There is also no issue of trust. You recieve payments directly from the customer and it is cleared into your account merchant account which you can then withdraw or spend as you please.
There are no user accounts, no subscription fees. It is a simple pay-as-go model.