Well, it really could have happened many different ways. Your personal credentials could have been compromised/brute-forced, Your reseller's credentials could have been compromised (e.g. you're using a cPanel server and the server admin didn't disable the ability to login to accounts with the root or reseller password), or even the entire server could be compromised. It could have been caused by a vulnerability in a script or wordpress plugin, the possibilities are literally endless.
Your best course of action would be to make a backup of everything right now, and restore your previous backup (you do have one right? ). Then change all your passwords, and start looking through your logs to see if there is anything suspicious.
I tried looking for index.html but couldn't find it
as for plugins I didn't put any except a Contact Us plugin as I remember
I tried taking my site back to the backup but the index page didn't change yet
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