I have been using seohost.com. So far I'm good and happy with their services. When I started I used coupon code to get 50% OFF. I think you can check along with them if they can provide that for you now.
SSD. But just when you really need that. I have got video site hosted at Hostgator and after their movement to the EIG umbrella I had to move to the kvchosting. They do SSD VPS for me.
You have to have something dedicated based like VPS or dedicated server for e-comerce based sites. I think you will be fine with shared account - no problem, but I'm sure better (for security reasons) started with dedicated hosted solution VPS or dedicated server.
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