If you create business account with the email id your payment at receiver would be shown something like You received a payment of $xx.xx USD from yourbusiness( id). But if you just create personal account, your payment would be shown like yourname (id)
Instead of looking for third party backup solution, what i suggest is to rent a dedicated server an ATOM would do and then configure backup there. You may go for r1soft which is pretty nice backup software.
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